Tag Archives: making money

Now Taking Donations For My Work

In case some of you haven’t noticed, in which case maybe it’s my fault for being too subtle, I made a little addition to this blog. It now has a special donation page that you can use to support it by contributing however much you can spare. It’s my first real attempt to get some money out of this blog, other than selling my novels.

I’m not going to be coy about it. I’m not going to be some shady televangelist either and claim that donating to this blog will solve any of your problems. I’m basically a guy on the street, playing an instrument, hoping to earn a few bucks with his skill. This blog is that instrument.

I’ve been working on it for over a year. In that time, I’ve talked about everything from sex robots to sex-positive superheroes to Wonder Woman’s BDSM history to virtue signaling to advances in contraception to smart sex toys to caveman logic. I try to offer a diverse, interesting, and sexy range of topics that go beyond my novels. I want this blog to be a hub for a unique world that you can’t experience anywhere else.

I’ve long thought about monetizing my site. Since I began putting effort into this blog, I’ve seen traffic steadily grow. I’m averaging over 1,000 views a month. I know that’s not a lot in an internet full of cat videos, porn, and laughing babies. It’s a start, though. I want to do what I can to expand my little sliver of the internet. If that sliver can help me sell more novels and make a few extra bucks, then I’ll consider that a success.

Now, I thought about upgrading my WordPress account to allow ads for this site. I am willing to do that at some point. However, before I resort to blanketing this site with ads, which I know many users find annoying, I want to try something simpler. Donations is as simple as it gets.

Just click on the Donations page at the top of the site or click on the PayPal icon on the front page and that will take you to a PayPal site where you can donate. I accept any amount other than a dollar. I’m not asking for someone to pay my mortgage off or something. I’m just asking for whatever change you can spare. Any amount helps keep this blog free of ads and focused on sexier topics.

So please, if you can, take some time to donate to this blog and support my efforts to make a living talking about fun, sexy topics while writing hot, sexy novels. The more resources I have, the more time and energy I can dedicate to these efforts. Call it a donation. Call it a tip. Call it pity for someone trying to make a living talking about sexy issues. It doesn’t matter. Any reason or excuse for donating is okay with me.

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Thank you and I promise not to beg for donations too much. I hope as traffic for this site grows, new opportunities will emerge. Like I said, I want to make a living with this, writing sexy stories and talking about sexy issues. I’m willing to put in the work to achieve this, but I need support from others to make it a reality. So please donate what you can and help me make this world better, sexier, and everything in between.

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How I Would Spend A Million Dollars (And NOT Go Broke)

We’ve all dreamed about it. We’ve all fantasized about it. In fact, other than having an army of naked bikini models or an army of Ryan Gosling clones, it’s probably one of our most frequent fantasies. What would we do if we suddenly became rich?

I know I’ve fantasized about it. Then again, I fantasize about a lot of things. It’s kind of necessary when you’re trying to be an erotica/romance writer. You need to be able to conjure the kinds of potent fantasies that make women need to change their panties and men wish they hadn’t worn such tight jeans. It’s a skill I’m developing and one from which I hope to gain greater success in the future.

Now I know the odds aren’t exactly in my favor right now. The odds of any writer of any genre, regardless of sex appeal, becoming as wealthy as Stephen King or Stephanie Meyer is right up there with scoring a date with Taylor Swift. However, with the recent interest I’ve attracted from publishers, those odds are improving. It’s not much, but any improvement is better than no improvement at this stage of my publishing career.

Even with the odds still not in my favor, I often find myself entertaining various scenarios on what I would do if one of my books became a best seller. Specifically, I often wonder what I would do with the money I make.

First off, I would not immediately get on the first flight to Las Vegas and spend three nights in a hot tub with five strippers, a keg of beer, a buffet of deep-fried Twinkies. Unless you’re a billionaire, that sort of thing is best left to pornos and low-budget skin flicks on Cinemax.

Second, it’s worth pointing out that a whopping 70 percent of lottery winners end up going bankrupt. On top of that, according to Sports Illustrated, over 60 percent of professional athletes go bankrupt after their careers are over. Even if you suck at math, you should know that those are not trivial figures.

Here’s a good way to illustrate that point: imagine you ordered your favorite pizza, but over two-thirds of it was eaten before it got delivered. That’s a lot of pizza you’re missing out on. Now imagine you were supposed to live off of that pizza. Losing over half of it now feels a lot more serious, doesn’t it?

So why does this happen? Who do people who strike it rich go broke? Well, it isn’t just a matter of owning pet Tigers, owing child support to multiple women for multiple children, investing in failed business ventures, or buying one too many cars, although that’s part of it. There’s a psychological component to it.

Unless you’re born rich or become rich through skilled business savvy, which only applies to a fraction of the population, you don’t know how to be rich. Yes, there is a certain amount of skill to being rich. Like any great talent, not everyone has it. As such, not everyone knows how to deal with it.

There’s even a psychological term for it. It’s called Sudden Wealth Syndrome and it’s pretty prevalent among lotto winners and professional athletes. When someone gets a sudden influx of wealth, it causes a great deal of stress because their brains aren’t wired to handle it. They’re so used to being not rich that it just feels off.

This is why it’s so easy for lotto winners and professional athletes to go broke. Their brains aren’t wired to see all this money the same way Bill Gates of Warren Buffet sees it. In some respects, they look at money the same way they look at milk. They need to spend it or it’ll expire.

That’s what leads them to just throw it away, giving it to friends or investing it in businesses that have the organization of a 6th grade science fair project. They don’t realize until it’s too late that money doesn’t go bad. It’s okay to actually save it and it’s possible to invest it in a way that’ll ensure you don’t need to dine on Ramen noodles and hot pockets.

Now to be fair, most people don’t know squat about finance or investing. It’s not a class public school teaches to kids at a young age. I get the sense that administrators understand that most kids in public schools aren’t going to strike it rich so it’s not worth the effort. It’s cynical, but understandable.

Given these odds and the tendency for non-rich people to piss their money away like an incontinent monkey, I’ve already crafted a plan on how I would invest a million dollars if I ever achieved that kind of success. This isn’t a fantasy. This is a plan. I may never get a chance to implement this plan, but like a condom, it’s better to have one and not need one rather than need one and not have one.

For this plan, I start with about a million ($1,000,000) dollars. I know Bill Gates can probably find that much money in his couch cushion, but it’s a nice even amount to work with. Since the human brain is terrible at dealing with large numbers, it helps to keep things even.

With this million, here are the simple steps of my plan. Any future lotto winners or professional athletes who want to follow this plan are welcome to do so. It’s free, it’s easy, and anyone who knows how to work a cell phone can do it.

Step 1: Pay off ALL the taxes first, if possible

This is, by far, the most important step anyone with money can take. The IRS is, in many respects, the ultimate dominatrix in that she’ll hurt you in ways you didn’t know were possible. You do not want to defy her.

Step 2: Set up an investing account with a reputable bank and pick one with the lowest fees

This is fairly easy for someone with money. If you have a million dollars, most banks will roll out the red carpet for you. Some will even waive certain fees if you have a lot of money in the account. Depositing a million dollars will usually get you a lot of leeway in that respect.

Step 3: Buy either an index fund (VFINX) or buy a blue-chip stock with a healthy dividend like Verizon, Exxon, or GE

The key here is not to buy a stock you’re going to sell for a quick turn around. The key here is to buy the stock and just basically forget about it. From here, you focus entirely on the dividends. They’re basically Wall Street’s version of masturbation. They’re the gift that keeps on giving.

Step 4: Build a budget around the dividends

From here on out, I focus on the monthly or quarterly dividends that the stock or index fund pays. With a million dollars, it’s usually not enough to just live in a mansion and never have to work again. You usually need several million for that. However, it’s still pretty considerable.

For example, let’s look at how $1,000,000 pays with buying Verizon. As of this posting, the dividend yield is %4.49. Do a little basic math and that comes out to $44,900 a year, which is paid out quarterly with four payments of $11,225 over the course of a year.

Take a breath now. That’s the most math you’ll need to do with this strategy. With this means is that you’ll have a yearly income of over $40,000 for doing absolutely nothing. It’s basically a slacker’s wet dream.

Now unless you want to dine on caviar and snort cocaine off a supermodel’s ass every week, you can budget $44,900 a year to live fairly comfortably. For me, this means taking that $11,225 quarterly dividend and budgeting it for three months at a time.

In most areas that aren’t New York City or San Francisco, you can find a decent home with decent amenities for that sum, plus utilities. That’s the ultimate endgame for this plan of mine. I invest the money in a way that gives me a passive income I can use to pay for the essentials, ensuring that any money I make beyond that is just icing on the cake.

There is one more step though and it’s also quite essential. If you followed the first step, then it should be easy to figure out.

Step 5: Pay all the necessary taxes associated with your investment and dividends

Again, it’s worth re-emphasizing how much you do not want to mess with the IRS. They don’t care if you take your money and throw it at a flock of pigeons. If you don’t give them their cut, they’re going to come after you and you will be in a world of legal trouble that no amount of money can make easier.

There you have it. That’s my plan if and when I ever become rich from either my publishing efforts, by winning the lottery, or by marrying Jennifer Lawrence, whichever comes first. I hope I get a chance to implement it one day. Until then, I hope others take the wise advice of Warren Buffet.

When it comes to money and investing, nobody can beat the market. The best you can do is not lose to it, but unlike gambling or sports, not losing can still be pretty damn profitable.

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Success, How To Get It, And What Nobody Tells You About It

We all want it. We all work our asses off to get it. We all go to great lengths, learning whatever we can and doing whatever we must, to achieve it. For many of us, it’s a lifelong obsession that can be both agonizing and exhilarating.

No, I’m not talking about sex for once. I’m talking about something that is often associated with sex, albeit indirectly. I’m talking about success. It’s a relevant thing to talk about for me. I’ve got my first non-self published book coming out this month and another in the works for next year. Sure, it’s not the kind of success that’ll have me swimming in a pool full of champagne, but it’s a start.

I write erotica/romance novels because I want to make a living doing this. I want this to be my career. Naturally, I want it to be a successful career. I want to be able to pay a mortgage and an electric bill with this career. I’m not there yet, but I’m hoping I’m on the right path. However, in pursuing this career, I’ve realized something about success that often gets overlooked.

Nobody has any goddamn clue how to achieve it.

Sure, there are self-help gurus, scam artists, and Gwyneth Paltrows out there claiming they have some sort of secret. They claim they know how to find success, seize it, and hold onto it. They make it sound so easy. They make it sound like the lottery winners who lose all their money have no excuses.

Well, as much as I despise excuses, there are exceptions when it comes to success. If you’re lucky, you don’t have to learn the hard way. For most people, they don’t even have to learn it. It’s just something you tend to realize through experience, but even when we realize it, we don’t want to put it into to words and for good reason. When you break down the components of success, it’s kind of depressing to say the least.

Now I don’t claim to know squat about success. If I did, I’d be sending signed copies of my novels to Jennifer Lawrence and Natalie Portman on a weekly basis. I only know what everybody knows to some extent, but refuses to acknowledge.

In that knowledge, we understand that success has three vital components.

  1. Having talent, which not everybody has
  2. Being willing to work, which not everybody is
  3. Having a certain amount of luck, which not everybody gets

It’s the giant caveat that grade school teachers and “Back To The Future” left out. We’re all told as kids that we can do anything we set our minds to. Doc Brown gave that advice to Marty McFly on more than one occasion. That works great in the movies. In real life, it has the same effect as rubbing goat piss on your feet.

Maybe it’s because we want to protect our children from the harsh realities of the world and I can understand that to some extent, but that doesn’t make those realities any less harsh. When it comes to success, we’re often at the mercy of forces beyond our control.

I’m not just talking about the luck aspect either. For some people, it doesn’t matter how determined or dedicated you are. You could wake up every morning at 4 a.m. and practice throwing a football until 3 a.m. You’ll still never be as good a quarterback as Tom Brady because he just has a unique talent for it.

The same goes for skills beyond throwing a football. You can be the most charismatic actor or actress in the world. You could have all the talent you need. However, if you don’t have the body of Jennifer Lawrence or the sex appeal of George Clooney, you’re not going to get the same chances. That talent just isn’t enough. It isn’t fair, but the real world has a knack for kicking fairness in the ass on a daily basis.

There are even people who do have immense talent, but they’re just not willing to work at it. We never hear about these people, but we probably know someone in our lives who has uncanny talent in something, but just chooses to do nothing with it. It’s tragic, but it’s another one of those forces that are beyond our control.

Even if we do have the sex appeal of George Clooney, the talent of Tom Brady, and the body of Jennifer Lawrence, there’s still that nasty thing called luck. This is, by far, the most frustrating component of success because it’s “kind of” random to some extent.

I say “kind of” because I’m not talking about the luck that involves lottery tickets, Las Vegas, or the NFL draft. Luck can be guided to some extent, but only to a point. Tom Brady was a 6th round draft pick that nobody thought could play as more than a backup. There were 31 other teams who had a chance to draft him, but didn’t. Instead, he ended up going to New England.

Whether by luck or toil, Brady ended up on a team with a coach and a system that perfectly complemented his talents. Would he have succeeded as much as he did if he went to another team? That’s hard to say, but most can’t see him doing what he did with the Cleveland Browns.

Sometimes we have to put ourselves in a position for luck to find us. Sometimes we have to gamble that the luck will be there if we seek it. It doesn’t always pay off, but again, it’s not like the lottery or Las Vegas.

This is where the advice of someone like Scott Adams, the Dilbert guy, comes into play again. He often says in his books that success likes to hide in the ashes of failure. When you take into account the three ingredients I mentioned earlier, that makes perfect sense.

The thing about the lottery is that you have to pay to play the game. As such, it’s set up so that the odds are so remote that the math is just never on your side. It’s how Las Vegas makes its money and how the lottery is a $70 billion industry. With most other forms of success, there’s no ticket to buy. It’s free to keep playing.

That’s the key to some extent. If something is free to play, then the math is suddenly on your side, no matter how remote the odds are. Play an unlimited amount of times and eventually, the most unlikely outcome will occur. This isn’t always possible for fields like acting, modeling, or basket weaving. However, it does help balance out the depressing outlook.

With publishing, the odds are against me. I don’t deny that. However, it’s another one of those games that’s free to play. Sure, it comes with a lot of rejection, but you can make the law of averages work for you.

Other writers have done just that. The book, Twilight, was rejected by 14 publishers before it got picked up. The hit show “Breaking Bad” was rejected by multiple networks, including HBO and FX, before getting picked up by AMC. Ironically, it seems as though there’s a lot of failure that goes into success.

I didn’t keep track of how many times I got rejected. I’d rather not sift through that many emails. However, I don’t use this as an excuse to get discouraged. I use this as an incentive to get better. That’s something else that teachers and after school specials never taught us as kids. We have to keep improving.

It kind of clashes with the whole message that, “You’re so great, no matter what anyone else says!” The truth is that we are all a work-in-progress. If we don’t keep improving at whatever we do, be it writing erotica/romance or learning to deep-fry a turkey, we’re not going to find success. We’re only going to fall into the same pit as those who think they have a chance at winning the lottery.

For the record, though, I do buy lottery tickets. I don’t buy many. I never spend more than pocket change on them, but again, the odds of playing are better than zero, which are the only odds you get if you don’t play.

Success is an unpredictable force and one that not everybody achieves in life. However, it is possible to put yourself in a position to experience it. It often takes more than your teachers and favorite movie stars ever told you, but it’s something worth pursuing. We only have one life to live, after all. Why not make the most of it?

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