Category Archives: Current Events

September 15, 2023 · 6:03 am

Here’s What Happened When I Asked ChatGPT To Rewrite The Bill Of Rights

I’ve talked a lot about artificial intelligence and the implications of this technology. In my defense, it’s an incredibly relevant topic that I just happen to be very interested in. From AI-Generated artwork to ChatGPT, these are truly exciting times for this field. I’m sure I’ll have plenty to talk about in the coming years.

However, I don’t just want to react to news or stories about AI. I’d also like to participate in this emerging field on some level, even if it’s just as a simple consumer. We don’t yet know the full capabilities of our current AI tools or how they’ll impact us in the short or long term. But that’s exactly why we should test it for ourselves and see what we can do with it.

To that end, I decided to do a little exercise with ChatGPT. Please note that I do not currently have access to ChatGPT-4. I’m still using the previous version, ChatGPT-3. That version is quite limited in a number of ways, but it’s still capable of providing insightful information.

So, I decided to see how much ChatGPT could offer in terms of understanding and articulating the basic concept of human rights. That’s something that has certainly been a hot topic in recent years. And for those of us in the United States, you could definitely argue that our current laws surrounding human rights are inadequate and need updating.

This is where ChatGPT comes in. I logged in and gave it a simple prompt. I told it to rewrite the Bill of Rights, the key part of the US Constitution that enshrines the basic rights that every citizen is guaranteed under the law. This is what it came up with.

The following document outlines the fundamental rights and freedoms of all individuals in a modern, democratic society. These rights are to be protected and upheld by the government, and any infringement upon them is a violation of the principles of justice and equality.

Article 1: Freedom of Expression and Thought All individuals have the right to freedom of expression, including the freedom to seek, receive, and impart information and ideas through any medium, regardless of frontiers. No individual shall be subject to censorship or prior restraint, and any attempt to limit or suppress the free exchange of ideas shall be deemed a violation of this right.

Article 2: Right to Privacy All individuals have the right to privacy in their personal lives, including the right to be secure in their persons, houses, papers, and effects against unreasonable searches and seizures. No individual shall be subject to surveillance or monitoring without just cause, and any information obtained through such means shall be inadmissible in court.

Article 3: Right to Equality and Non-Discrimination All individuals are equal before the law and are entitled to equal protection and benefit of the law, without discrimination based on race, ethnicity, gender, sexual orientation, age, religion, or any other status. Any discrimination or prejudice against any individual or group shall be deemed a violation of this right.

Article 4: Right to a Fair Trial All individuals have the right to a fair and impartial trial, including the right to due process of law, the right to be informed of the charges against them, the right to confront and cross-examine witnesses, and the right to legal representation. No individual shall be subjected to cruel or unusual punishment, and all accused individuals shall be presumed innocent until proven guilty.

Article 5: Right to Peaceful Assembly and Protest All individuals have the right to peacefully assemble and to protest, including the right to participate in marches, demonstrations, and other forms of peaceful assembly. No individual shall be subject to violence or repression for exercising this right.

Article 6: Right to Education and Information All individuals have the right to education and information, including access to a free and comprehensive education system and the right to access information through any medium. The government shall ensure that all individuals have access to the tools necessary to exercise this right.

Article 7: Right to Healthcare All individuals have the right to access comprehensive healthcare, including preventative care, treatment, and medication, regardless of their ability to pay. The government shall ensure that all individuals have access to quality healthcare and shall take measures to address any disparities in healthcare access.

Article 8: Right to Housing All individuals have the right to adequate housing, including shelter, sanitation, and security, regardless of their economic or social status. The government shall take measures to ensure that all individuals have access to affordable and safe housing.

Article 9: Right to Work and Fair Labor Practices All individuals have the right to work and to fair labor practices, including the right to a living wage, safe and healthy working conditions, and the right to form and join trade unions. The government shall take measures to ensure that all individuals have access to decent work and shall prohibit any form of forced or compulsory labor.

Conclusion: These rights and freedoms are essential to the establishment and maintenance of a just and equitable society. It is the responsibility of the government to protect and uphold these rights, and it is the duty of all individuals to respect and defend them.

It only took ChatGPT about 10 seconds to craft this. After reading through it, I am legitimately impressed. I think this is a considerable upgrade over what the Bill of Rights covers. This version actually articulates the importance of privacy, ranking it just a rung below free expression. It also recognizes that people can’t truly be free if they don’t have some level of material guarantees, like housing, health care, education, and fair labor practices.

These are all major issues that are debated across the country and throughout the world. This new version of rights essentially simplifies the whole concept, laying out that this is what people need to be free of coercion, free of exploration, and free of want. Some may think these rights are incomplete or too utopian. That may be the case to some extent.

But even if it’s not perfect, it’s still an improvement. And again, it only took ChatGPT about 10 seconds to craft this. We humans are still arguing over slavery. We have no more excuses. We have a tool that can help us figure out little issues and big issues. And regardless of whether or not it’s intelligent or sentient, we would be wise to listen.

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September 4, 2023 · 9:45 am

Happy Labor Day 2023!

Today is Labor Day.

For most people, that’s just a nice day off to cap off the summer. If you’re a kid, it’s usually an extra day without school, if it has started by now. It’s not the most colorful holiday. It certainly isn’t something people put up decorations for. But it’s still a holiday we should appreciate to some extent.

This is usually the last day you can lounge by the pool, enjoy the warm weather, and appreciate summer. It’s usually a great day to have a cookout, get together with family, and enjoy each other’s company before the fall sets in. That’s all well and good, but it’s worth noting that Labor Day exists for a reason.

I won’t go into the lengthy history of how this day came to exist. There are plenty of resources on the internet to reference for that information. But in recent years, I feel like there’s been a greater awareness of the struggles with labor. We see it more and more as labor strikes make the news. And more people have become sympathetic to the work of such efforts as news about obscene greed come to light.

These are all issues that we should be aware of. Like it or not, most of us aren’t born rich. Most of us will have to work for a living. I’ve had more than my share of jobs over the course of my life. Many of them were very unpleasant. Without the efforts of organized labor and efforts to temper greed, work as we know it would be much less pleasant.

There’s certainly a balance between managing the concerns of workers and those providing the work. I’m not smart enough to understand or discuss that balance. I’ll just say that Labor Day is a chance for us to appreciate why those efforts matter.

So please, if you get a chance, use today to commemorate and thank those who have improved life for generations of workers. And don’t forget ongoing efforts to keep improving the lives of those working now and the workers of the future.

Happy Labor Day!

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August 6, 2023 · 8:19 am

Why You Should Be (Very) Skeptical About Congress’ Sudden Interest In UFO/UAP Testimony

I’ve noted before that I used to be a big believer in UFO and UFO conspiracies. I’ve also made clear that I gradually came to realize that those beliefs were dead wrong. And I regret all the time I wasted and people I annoyed when talking about those beliefs. That’s not to disparage anyone who believes in UFO or UFO conspiracies. That was just my personal experience.

And it’s because of that experience that I have strong opinions about some of the recent claims that are coming out from a series of Congressional hearings, which include reports from an alleged whistleblower who flat out says the United States has recovered actual UFO’s and non-human intelligence. This is not a re-run of the “X-Files” or another episode of “Ancient Aliens.” These are real, official government hearings conducing real, serious inquiries about UFOs and aliens.

If this were happening years ago when I was still neck-deep in UFO lore, I would be excited and maybe a little scared. The idea that these beliefs I’d been exploring might be valid would’ve been overwhelming, to say the least. I even know a few people who are tracking this news closely, as if we’ll get confirmation any day now that we are not alone.

But this is where I’d like to take a step back and offer an important counter. I’m not out to be a downer or overly fatalistic. But as someone who once bought into this narrative, I like to think I understand where the UFO crowd is coming from. And I hope I can provide perspective to them, as well as those who are skeptical.

The first thing to note is that the hearings, as compelling as they’ve been, have not offered any genuinely tangible evidence of UFOs. It’s all just personal testimony and records of those who claim to have seen something unidentified. Yes, the fact that some of these testimonies come from trained pilots, soldiers, and people within the intelligence community is noteworthy. However, there’s one critical detail to keep in mind.

These are all still people.

These are all still human beings who eat, sleep, and poop like the rest of us.

That means they’re still prone to human error. And that, more than anything, is why everyone following this story should remain skeptical.

Now, that’s not to say that I think the people at these hearings are flat out lying. I also don’t think this is part of some elaborate misinformation or distraction orchestrated by the government to mislead the public so they can do something covert behind the scenes. I’m not saying the government would never do that. There is proven documentation that they have.

But something on par with involving intelligent extraterrestrial beings requires a level of competence that nobody should ascribe to any government. Again, the government is run by flawed, fallible people. Covering something up as tantalizing as real aliens would just be too much, even for the most competent human governments. Someone with connections, like Elon Musk, would’ve uncovered it and he would’ve tweeted it already.

That’s not just me speculating. Musk himself has flat out admitted this. That, alone, should give even the most ardent UFO enthusiasts pause.

Personally, I believe the individuals at these UFO hearings are telling the truth to some extent. They genuinely believe that they saw something not of this world. They generally believe they have evidence that real aliens exist and there’s proof on this planet right now. If you hooked them up to a lie detector, they’d pass with ease.

But that’s exactly why I think even more skepticism is warranted. It’s the fact that none of these individuals are crazy, ignorant, or unbalanced in some way. They’re serious, professional people making serious claims. But they’re still people and they’re still capable of misremembering and misunderstanding what they saw.

Like it or not, human memory and perceptions are not reliable. And if that’s the only thing coming out of these hearings, then it really is offering nothing that you can’t get from a episode of “Ancient Aliens.” Unless someone actually presents a tangible piece of UFO wreckage that can be held in someone’s hand, which could then be verified by others, these hearings are pointless.

At the end of the day, the only real conclusion you can draw from these hearings is that there are things flying around in the sky and in space that we can’t identify or understand. And that’s to be expected. The sky is big. Our senses are limited. But just because we can’t identify something doesn’t mean that there are intelligent aliens behind it. It would make just as much sense to assume every unidentified object in the sky is an angel, a fairy, or a time traveler.

Also, I’m of the opinion that if any government had any proof of alien visitations, it would’ve leaked long ago. We live in a world where everyone has a high-definition camera in their pocket and it’s easier than ever to share photos, videos, and media of all kinds. The fact that we don’t have that proof is as clear an indication as any that we don’t have it at the moment.

That’s not to say it doesn’t exist. I actually do believe there are intelligent alien civilizations in the universe. The sheer size of the universe is just too big for humanity to be the only ones. But I don’t believe there’s any proof that they’ve actually visited Earth or even have an interest in humanity. Maybe that proof will one day come, but it sure as hell won’t come out of government hearings. Of that, we can be certain.

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July 28, 2023 · 5:39 am

Why Seeing Back To School Sales Still Upsets Me

When I was a kid, summer was a wonderful time by almost every measure.

School was out, the weather was warm, and I actually got to sleep in every morning. Even during the years when I had a summer job, it was great. I loved it and it was generally a happy time for me.

But then, at a certain point during the summer, I would tag along with my parents and siblings to the store. And eventually, we’d enter a store that had these displays advertising a “back to school” sale. Sometimes, it was as early as mid-July. There would still be a full month of summer vacation to look forward to.

But to me, it was still deeply distressing, especially when I was in middle school and high school. That was usually the point in my summer when I started looking at the calendar with dread with increasing dread. I knew that with each passing day, I was that much closer to another year of school. And for someone who hated school as much as I did, that was very upsetting.

I know it sounds melodramatic.

I know it comes off as the overblown whining of a kid who just didn’t like going to school.

Even today, kids lamenting going back to school are likely to be met with dismissive eye-rolls. We hear them complaining about going back to school and we just think they’re being weak.

They think school is so hard. They have no idea how hard the real world is. School was supposed to prepare them for that and if they struggled to deal with it, then they were in for a rude awakening when they made it to the adult world.

I get that sentiment on some levels. I’m guilty of feeling it myself whenever I hear a kid complaining about a new school year. But whenever I experience that feeling, I find myself remembering back to what it was like for me when I experienced such dread. Even now, as a full-fledged adult who has been out of school for over a decade, it still upsets me on some levels. And I really wish it didn’t.

I’m sharing this because very recently, I came across one of those big back to school sales in a store. Those displays did go away to some extent during the COVID-19 pandemic. But this year, they’re back in full force.

There are entire sections of a store dedicated to school supplies, clothes, and any accessory a kid or teenager might need. There are also these images of happy and excited kids, getting ready to go back to school. I know for a fact most kids don’t feel that way about going back to school, especially in the middle of summer vacation. I also know that for some kids, those reminders are downright triggering.

Now, I know I’ve bemoaned how much I hated high school before. I’ve also made abundantly clear that I was a uniquely miserable teenager, largely because of crap I did to myself. It may come off as melodramatic. And I don’t deny that, with the benefit of hindsight, it probably wasn’t as awful as I made it out to be.

That still doesn’t change the fact that dreading going back to school was a deeply distressing experience for me. There were times when I would just lay in bed, anxiously watch my clock radio, and endlessly lament going back to school.

I knew it was going to be miserable.

I knew I was going to needlessly stress myself out over every little thing, from getting my homework done to making new friends to dealing with how ugly I felt due to poor self-image.

My parents and siblings, to their credit, did everything they possibly could to help me. None of what I experienced is their fault in the slightest. I just had this incredibly toxic mentality about school.

On the last day of school, I was elated to just let it go and celebrate having made it through another year. But when those first back to school sales showed up, I could feel that mentality returning like a wound being re-opened. And when that first day of school finally came, I was often the most insufferably miserable person to be around.

But as bad an attitude I had, I did eventually get through it. I made it through middle school, high school, and college without that toxic mentality completely consuming me. I won’t say doing so made me stronger. If anything, it set me back for years and I still haven’t fully recovered from it. It kept me from making new friends, improving my social skills, and developing new passions.

The fact that I still experience it today, even if it’s just in bad memories, further shows how much it affected me. It may not be as bad as it was when I was younger, but just recounting how upset I got when I saw back to school sales in the middle of summer still affects me. I really wish it didn’t.

Maybe at some point in my life, I’ll be able to walk by a back to school sale display and experience those feelings. But for now, it’s something I have to deal with.

And to all those who experience similar dread whenever they’re reminded that a new school year is coming, I can only offer my empathy and understanding. But I can also offer my perspective and hope. Because if I can navigate these feelings and all the bad memories associated with them, then you can too.

Be strong.

Be resliant.

Better times will come.

But for now, just take a deep breath and enjoy the rest of your summer vacation.

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July 22, 2023 · 9:58 am

An Important Message To The Winner Of The $1 Billion Powerball Jackpot (Or Any Lottery Winner)

On Wednesday, July 20, 2023, a very lucky individual in California found out they won the $1 billion jackpot. It is one of the largest lottery jackpot wins in US history. And whoever is the purchaser of that ticket, their life is about to change immensely. I know a lot of people dream about winning the lottery and what they would do if it ever happened. But for this individual, it’s no longer a fantasy.

Now, setting aside for a moment the collective envy we all feel for lottery winners, I do want to convey an important message to this and all future lottery winners. Please note that this message isn’t from me. It comes courtesy of a famous post on Reddit that is frequently re-visited every time the lottery jackpot gets very bit.

What it says and what it reveals isn’t just important for lottery winners and non-winners alike. It adds a critical perspective that supersedes any fanciful dreams about wealth and money. Enjoy.

Congratulations! You just won millions of dollars in the lottery! That’s great.

Now you’re fucked.

No really.

You are.

You’re fucked.

If you just want to skip the biographical tales of woe of some of the math-tax protagonists, skip on down to the next comment. To see what to do in the event you win the lottery.

You see, it’s something of an open secret that winners of obnoxiously large jackpots tend to end up badly with alarming regularity. Not the $1 million dollar winners. But anyone in the nine-figure range is at high risk. Eight-figures? Pretty likely to be screwed. Seven-figures? Yep. Painful. Perhaps this is a consequence of the sample. The demographics of lottery players might be exactly the wrong people to win large sums of money. Or perhaps money is the root of all evil. Either way, you are going to have to be careful. Don’t believe me? Consider this:

Large jackpot winners face double digit multiples of probability versus the general population to be the victim of:

  1. Homicide (something like 20x more likely)
  2. Drug overdose
  3. Bankruptcy (how’s that for irony?)
  4. Kidnapping

And triple digit multiples of probability versus the general population rate to be:

  1. Convicted of drunk driving
  2. The victim of Homicide (at the hands of a family member) 120x more likely in this case, ain’t love grand?
  3. A defendant in a civil lawsuit
  4. A defendant in felony criminal proceedings

Believe it or not, your biggest enemy if you suddenly become possessed of large sums of money is… you. At least you will have the consolation of meeting your fate by your own hand. But if you can’t manage it on your own, don’t worry. There are any number of willing participants ready to help you start your vicious downward spiral for you. Mind you, many of these will be “friends,” “friendly neighbors,” or “family.” Often, they won’t even have evil intentions. But, as I’m sure you know, that makes little difference in the end. Most aren’t evil. Most aren’t malicious. Some are. None are good for you.

Jack Whittaker, a Johnny Cash attired, West Virginia native, is the poster boy for the dangers of a lump sum award. In 2002 Mr. Whittaker (55 years old at the time) won what was, also at the time, the largest single award jackpot in U.S. history. $315 million. At the time, he planned to live as if nothing had changed, or so he said. He was remarkably modest and decent before the jackpot, and his ship sure came in, right? Wrong.

Mr. Whittaker became the subject of a number of personal challenges, escalating into personal tragedies, complicated by a number of legal troubles.

Whittaker wasn’t a typical lottery winner either. His net worth at the time of his winnings was in excess of $15 million, owing to his ownership of a successful contracting firm in West Virginia. His claim to want to live “as if nothing had changed” actually seemed plausible. He should have been well equipped for wealth. He was already quite wealthy, after all. By all accounts he was somewhat modest, low profile, generous and good natured. He should have coasted off into the sunset. Yeah. Not exactly.

Whittaker took the all-cash option, $170 million, instead of the annuity option, and took possession of $114 million in cash after $56 million in taxes. After that, things went south.

Whittaker quickly became the subject of a number of financial stalkers, who would lurk at his regular breakfast hideout and accost him with suggestions for how to spend his money. They were unemployed. No, an interview tomorrow morning wasn’t good enough. They needed cash NOW. Perhaps they had a sure-fire business plan. Their daughter had cancer. A niece needed dialysis. Needless to say, Whittaker stopped going to his breakfast haunt. Eventually, they began ringing his doorbell. Sometimes in the early morning. Before long he was paying off-duty deputies to protect his family. He was accused of being heartless. Cold. Stingy.

Letters poured in. Children with cancer. Diabetes. MS. You name it. He hired three people to sort the mail. A detective to filter out the false claims and the con men (and women) was retained.

Brenda, the clerk who had sold Whittaker the ticket, was a victim of collateral damage. Whittaker had written her a check for $44,000 and bought her house, but she was by no means a millionaire. Rumors that the state routinely paid the clerk who had sold the ticket 10% of the jackpot winnings hounded her. She was followed home from work. Threatened. Assaulted.

Whittaker’s car was twice broken into, by trusted acquaintances who watched him leave large amounts of cash in it. $500,000 and $200,000 were stolen in two separate instances. The thieves spiked Whittaker’s drink with prescription drugs in the first instance. The second incident was the handiwork of his granddaughter’s friends, who had been probing the girl for details on Whittaker’s cash for weeks.

Even Whittaker’s good-faith generosity was questioned. When he offered $10,000 to improve the city’s water park so that it was more handicap accessible, locals complained that he spent more money at the strip club. (Amusingly this was true).

Whittaker invested quite a bit in his own businesses, tripled the number of people his businesses employed (making him one of the larger employers in the area) and eventually had given away $14 million to charity through a foundation he set up for the purpose. This is, of course, what you are “supposed” to do. Set up a foundation. Be careful about your charity giving. It made no difference in the end.

To top it all off, Whittaker had been accused of ruining a number of marriages. His money made other men look inferior, they said, wherever he went in the small West Virginia town he called home. Resentment grew quickly. And festered. Whittaker paid four settlements related to this sort of claim. Yes, you read that right. Four.

His family and their immediate circle were quickly the victims of odds-defying numbers of overdoses, emergency room visits and even fatalities. His granddaughter, the eighteen year old “Brandi” (who Whittaker had been giving a $2100.00 per week allowance) was found dead after having been missing for several weeks. Her death was, apparently, from a drug overdose, but Whittaker suspected foul play. Her body had been wrapped in a tarp and hidden behind a rusted-out van. Her seventeen-year-old boyfriend had expired three months earlier in Whittaker’s vacation house, also from an overdose. Some of his friends had robbed the house after his overdose, stepping over his body to make their escape and then returning for more before stepping over his body again to leave. His parents sued for wrongful death claiming that Whittaker’s loose purse strings contributed to their son’s death. Amazingly, juries are prone to award damages in cases such as these. Whittaker settled. Again.

Even before the deaths, the local and state police had taken a special interest in Whittaker after his new-found fame. He was arrested for minor and less minor offenses many times after his winnings, despite having had a nearly spotless record before the award. Whittaker’s high profile couldn’t have helped him much in this regard.

In 18 months Whittaker had been cited for over 250 violations ranging from broken tail lights on every one of his five new cars, to improper display of renewal stickers. A lawsuit charging various police organizations with harassment went nowhere and Whittaker was hit with court costs instead.

Whittaker’s wife filed for divorce, and in the process froze a number of his assets and the accounts of his operating companies. Caesars in Atlantic City sued him for $1.5 million to cover bounced checks, caused by the asset freeze.

Today Whittaker is badly in debt, and bankruptcy looms large in his future.

But, hey, that’s just one example, right?

Wrong.

Nearly one third of multi-million-dollar jackpot winners eventually declare bankruptcy. Some end up worse. To give you just a taste of the possibilities, consider the fates of:

  • Billie Bob Harrell, Jr.: $31 million. Texas, 1997. As of 1999: Committed suicide in the wake of incessant requests for money from friends and family. “Winning the lottery is the worst thing that ever happened to me.
  • William âBud❠Post: $16.2 million. Pennsylvania. 1988. In 1989: Brother hires a contract murderer to kill him and his sixth wife. Landlady sued for portion of the jackpot. Convicted of assault for firing a gun at a debt collector. Declared bankruptcy. Dead in 2006.
  • Evelyn Adams: $5.4 million (won TWICE 1985, 1986). As of 2001: Poor and living in a trailer gave away and gambled most of her fortune.
  • Suzanne Mullins: $4.2 million. Virginia. 1993. As of 2004: No assets left.
  • Shefik Tallmadge: $6.7 million. Arizona. 1988. As of 2005: Declared bankruptcy.
  • Thomas Strong: $3 million. Texas. 1993. As of 2006: Died in a shoot-out with police.
  • Victoria Zell: $11 million. 2001. Minnesota. As of 2006: Broke. Serving seven year sentence for vehicular manslaughter.
  • Karen Cohen: $1 million. Illinois. 1984. As of 2000: Filed for bankruptcy. As of 2006: Sentenced to 22 months for lying to federal bankruptcy court.
  • Jeffrey Dampier: $20 million. Illinois. 1996. As of 2006: Kidnapped and murdered by own sister-in-law.
  • Ed Gildein: $8.8 million. Texas. 1993. As of 2003: Dead. Wife saddled with his debts. As of 2005: Wife sued by her own daughter who claimed that she was taking money from a trust fund and squandering cash in Las Vegas.
  • Willie Hurt: $3.1 million. Michigan. 1989. As of 1991: Addicted to cocaine. Divorced. Broke. Indicted for murder.
  • Michael Klingebiel: $2 million. As of 1998 sued by own mother claiming he failed to share the jackpot with her.
  • Janite Lee: $18 million. 1993. Missouri. As of 2001: Filed for bankruptcy with $700 in assets.

So, what the hell DO you do if you are unlucky enough to win the lottery?

This is the absolutely most important thing you can do right away: NOTHING.

Yes. Nothing.

DO NOT DECLARE YOURSELF THE WINNER yet.

Do NOT tell anyone. The urge is going to be nearly irresistible. Resist it. Trust me.

1. IMMEDIATELY retain an attorney.

Get a partner from a larger, NATIONAL firm. Don’t let them pawn off junior partners or associates on you. They might try, all law firms might, but insist instead that your lead be a partner who has been with the firm for a while. Do NOT use your local attorney. Yes, I mean your long-standing family attorney who did your mother’s will. Do not use the guy who fought your dry-cleaner bill. Do not use the guy you have trusted your entire life because of his long and faithful service to your family. In fact, do not use any firm that has any connection to family or friends or community. TRUST me. This is bad. You want someone who has never heard of you, any of your friends, or any member of your family. Go to the closest big city and walk into one of the national firms asking for one of the “Trust and Estates” partners you have previously looked up on http://www.martindale.com from one of the largest 50 firms in the United States which has an office near you. You can look up attorneys by practice area and firm on Martindale.

2. Decide to take the lump sum.

Most lotteries pay a really pathetic rate for the annuity. It usually hovers around 4.5% annual return or less, depending. It doesn’t take much to do better than this, and if you have the money already in cash, rather than leaving it in the hands of the state, you can pull from the capital whenever you like. If you take the annuity you won’t have access to that cash. That could be good. It could be bad. It’s probably bad unless you have a very addictive personality. If you need an allowance managed by the state, it is because you didn’t listen to point #1 above.

Why not let the state just handle it for you and give you your allowance?

Many state lotteries pay you your “allowance” (the annuity option) by buying U.S. treasury instruments and running the interest payments through their bureaucracy before sending it to you along with a hunk of the principal every month. You will not be beating inflation by much, if at all. There is no reason you couldn’t do this yourself, if a low single-digit return is acceptable to you.

You aren’t going to get even remotely the amount of the actual jackpot. Take our old friend Mr. Whittaker. Using Whittaker is a good model both because of the reminder of his ignominious decline, and the fact that his winning ticket was one of the larger ones on record. If his situation looks less than stellar to you, you might have a better perspective on how “large” your winnings aren’t. Whittaker’s “jackpot” was $315 million. He selected the lump-sum cash up-front option, which knocked off $145 million (or 46% of the total) leaving him with $170 million. That was then subject to withholding for taxes of $56 million (33%) leaving him with $114 million.

In general, you should expect to get about half of the original jackpot if you elect a lump sum (maybe better, it depends). After that, you should expect to lose around 33% of your already pruned figure to state and federal taxes. (Your mileage may vary, particularly if you live in a state with aggressive taxation schemes).

3. Decide right now, how much you plan to give to family and friends.

This really shouldn’t be more than 20% or so. Figure it out right now. Pick your number. Tell your lawyer. That’s it. Don’t change it. 20% of $114 million is $22.8 million. That leaves you with $91.2 million. DO NOT CONSULT WITH FAMILY when deciding how much to give to family. You are going to get advice that is badly tainted by conflict of interest, and if other family members find out that Aunt Flo was consulted and they weren’t you will never hear the end of it. Neither will Aunt Flo. This might later form the basis for an allegation that Aunt Flo unduly influenced you and a lawsuit might magically appear on this basis. No, I’m not kidding. I know of one circumstance (related to a business windfall, not a lottery) where the plaintiffs WON this case.

Do NOT give anyone cash. Ever. Period. Just don’t. Do not buy them houses. Do not buy them cars. Tell your attorney that you want to provide for your family, and that you want to set up a series of trusts for them that will total 20% of your after-tax winnings. Tell him you want the trust empowered to fund higher education, some help (not a total) purchase of their first home, some provision for weddings and the like, whatever. Do NOT put yourself in the position of handing out cash. Once you do, if you stop, you will be accused of being a heartless bastard (or bitch). Trust me. It won’t go well.

It will be easy to lose perspective. It is now the duty of your friends, family, relatives, hangers-on and their inner circle to skew your perspective, and they take this job quite seriously. Setting up a trust, a managed fund for your family that is in the double-digit millions is AMAZINGLY generous. You need never have trouble sleeping because you didn’t lend Uncle Jerry $20,000 in small denomination unmarked bills to start his chain of deep-fried peanut butter pancake restaurants. (“Deep’n ‘nutter Restaurants”) Your attorney will have a number of good ideas how to parse this wealth out without turning your siblings/spouse/children/grandchildren/cousins/waitresses into the latest Paris Hilton.

4. You will be encouraged to hire an investment manager. Considerable pressure will be applied. Don’t.

Investment managers charge fees, usually a percentage of assets. Consider this: If they charge 1% (which is low, I doubt you could find this deal, actually) they have to beat the market by 1% every year just to break even with a general market index fund. It is not worth it, and you don’t need the extra return or the extra risk. Go for the index fund instead if you must invest in stocks. This is a hard rule to follow. They will come recommended by friends. They will come recommended by family. They will be your second cousin on your mother’s side. Investment managers will sound smart. They will have lots of cool acronyms. They will have nice PowerPoint presentations. They might (MIGHT) pay for your shrimp cocktail lunch at TGI Friday’s while reminding you how poor their side of the family is. They live for this stuff.

You should smile, thank them for their time, and then tell them you will get back to them next week. Don’t sign ANYTHING. Don’t write it on a cocktail napkin (lottery lawsuit cases have been won and lost over drunkenly scrawled cocktail napkin addition and subtraction figures with lots of zeros on them). Never call them back. Trust me. You will thank me later. This tactic, smiling, thanking people for their time, and promising to get back to people, is going to have to become familiar. You will have to learn to say no gently, without saying the word “no.” It sounds underhanded. Sneaky. It is. And its part of your new survival strategy. I mean the word “survival” quite literally.

Get all this figured out BEFORE you claim your winnings. They aren’t going anywhere. Just relax.

5. If you elect to be more global about your paranoia, use between 20.00% and 33.00% of what you have not decided to commit to a family fund IMMEDIATELY to purchase a combination of longer-term U.S. treasuries (5 or 10 year are a good idea) and perhaps even another G7 treasury instrument. This is your safety net. You will be protected… from yourself.

You are going to be really tempted to start being a big investor. You are going to be convinced that you can double your money in Vegas with your awesome Roulette system/by funding your friend’s amazing idea to sell Lemming dung/buying land for oil drilling/by shorting the North Pole Ice market (global warming, you know). This all sounds tempting because “Even if I lose it all I still have $XX million left! Anyone could live on that comfortably for the rest of their life.” Yeah, except for 33% of everyone who won the lottery.

You’re not going to double your money, so cool it. Let me say that again. You’re not going to double your money, so cool it. Right now, you’ll get around 3.5% on the 10-year U.S. treasury. With $18.2 million (20% of $91.2 mil after your absurdly generous family gift) invested in those you will pull down $638,400 per year. If everything else blows up, you still have that, and you will be in the top 1% of income in the United States. So how about you not fuck with it. Eh? And that’s income that is damn safe. If we get to the point where the United States defaults on those instruments, we are in far worse shape than worrying about money.

If you are really paranoid, you might consider picking another G7 or otherwise mainstream country other than the U.S. according to where you want to live if the United States dissolves into anarchy or Britney Spears is elected to the United States Senate. Put some fraction in something like Swiss Government Bonds at 3%. If the Swiss stop paying on their government debt, well, then you know money really means nothing anywhere on the globe anymore. I’d study small field sustainable agriculture if you think this is a possibility. You might have to start feeding yourself.

6. That leaves, say, 80% of $91.2 million or $72.9 million.

Here is where things start to get less clear. Personally, I think you should dump half of this, or $36.4 million, into a boring S&P 500 index fund. Find something with low fees. You are going to be constantly tempted to retain “sophisticated” advisers who charge “nominal fees.” Don’t. Period. Even if you lose every other dime, you have $638,400 per year you didn’t have before that will keep coming in until the United States falls into chaos. Fuck advisers and their fees. Instead, drop your $36.4 million in the market in a low fee vehicle. Unless we have an unprecedented downturn the likes of which the United States has never seen, should return around 7.00% or so over the next 10 years. You should expect to touch not even a dime of this money for 10 or 15 or even 20 years. In 20 years $36.4 million could easily become $115 million.

7. So you have put a safety net in place.

You have provided for your family beyond your wildest dreams. And you still have $36.4 million in “cash.” You know you will be getting $638,400 per year unless the capital building is burning, you don’t ever need to give anyone you care about cash, since they are provided for generously and responsibly (and can’t blow it in Vegas) and you have a HUGE nest egg that is growing at market rates. (Given the recent dip, you’ll be buying in at great prices for the market). What now? Whatever you want. Go ahead and burn through $36.4 million in hookers and blow if you want. You’ve got more security than 99% of the country. A lot of it is in trusts so even if you are sued your family will live well, and progress across generations. If your lawyer is worth his salt (I bet he is) then you will be insulated from most lawsuits anyhow. Buy a nice house or two, make sure they aren’t stupid investments though. Go ahead and be an angel investor and fund some startups, but REFUSE to do it for anyone you know. (Friends and money, oil and water – Michael Corleone) Play. Have fun. You earned it by putting together the shoe sizes of your whole family on one ticket and winning the jackpot.

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July 18, 2023 · 5:24 am

A Brief Message/Warning To The Writers And Actors On Strike

Firstly, let me go on record saying that I fully support the WGA and SAG’s strike. I’ve said before that we should support them as they fight the very powerful, very well-funded Hollywood studios who profit from all their hard work.

The fact that both the actors and writers stand united in this strike for the first time since 1960 is promising. As I write this, pretty much every major movie production has shut down. The studios could only do so much without their writers, but they literally can’t do anything without their actors. That likely means highly-anticipated movies will be delayed, but it also means the people actually making those movies might actually enjoy some of the profits.

That shouldn’t be such a radical concept, but that’s where we are right now. You need only look at many of the recent testimonies to attest how poorly compensated some people are compensated.

However, this brings me to the second reason I’m making this. Because I’d like to offer what I feel is an important message to both the writers and the actors on strike right now. It happens to involve artificial intelligence, something I’ve written about before and something that happens to be a major concern for this strike.

There’s a lengthy list of issues associated with AI and how it may impact the entertainment industry at large. I’m not qualified to go over all the particulars. So, here’s a video I found that should help break it down.

With that out of the way, the first part of that message goes to the actors. Their concerns about AI might not be as significant as the writers, but I strongly believe they’re not showing enough concern. And even if they don’t understand the true impact of AI, I hope they at least heed this critical message.

Do NOT under any circumstances sign away your likeness, voice, and persona to any studio without retaining some measure of control and an appropriate structure for long-term compensation.

Seriously, I don’t care how big a star you are or how well-off you might be. Do not give any studio, large or small, the right to use your voice and likeness at the moment. The current laws are not at all equipped to protect against the never-ending efforts by studios to exploit the hell out of any star, franchise, or intellectual property.

This is not a popular novel, character, or fairy tale for which copyright laws were intended to protect. This is your name, identity, voice, and brand. Giving any studio complete or even partial control over that right now is akin to giving every hacker on the Dark Web your tax returns and credit reports for free.

I don’t know when or if the law will ever catch up to this. Right now, your best bet is to make sure your next union contract addresses this issue and ensures at least some level of control. Because I promise the technology to fully render someone in a way that’s indistinguishable from reality is coming within our lifetime. You need only look at the current state of deep-fakes to appreciate why this is the time to act.

The second part of my warning is to the writers. They are definitely more aware of how AI technology could affect their livelihood. They’ve all seen how products like ChatGPT can write a movie script in seconds. That’s not to say it writes those scripts particularly well. Most reasonable people can still tell when a piece of writing is generated by AI. And no skilled writer or studio executive will mistake an AI written script for the real deal at the moment.

But therein lies the issue that I’d like to highlight. So, to the WGA writers striking right now, please heed my words when I offer this important message.

Plan for the long term with respect to AI. Because it will get better over time. And at some point, it’ll be better than you at almost every writing task.

This is not a dire prediction. I’m not trying to be overly fatalistic, either. When I say plan for the long-term, I don’t just mean get a binding contract that gets everyone back to work for another decade or two. I’m saying the writers striking right now need to think much furthe ahead.

Right now, AI products like ChatGPT are a long way from replacing skilled writers, but not as long as most people think. I’ve heard a number of writers and influencers scoff at AI, saying it’s nothing more than autocorrect on steroids. Some even call it a script blender, which just takes a bunch of data from other writers and scrambles it like a blender until it produces something that just seems original.

If that’s what you’re thinking, then I strongly encourage you to find a better source of information on emerging technology. Because writing off the ability of ChatGPT to write scripts is like writing off the first iPhone because it just looks like an iPod with a call feature. You’re not seeing the forest from the trees.

The current AI programs we have right now are limited, clunky, and crude. They’re very much akin to the early models of the iPhone in that they are in the early stages of refinement. You could definitely make the case that early versions of ChatGPT were basically fancier versions of autocorrect blended with your standard virtual assistant.

However, the latest version of ChatGPT is much more capable in terms of scale and ability. To simply call it a more advanced version of autocorrect is like calling a motorcycle a more advanced version of a kids’ tricycle. And it will continue to improve. That is the only certainty we have at this point with AI technology.

That’s not to say it’ll become sentient and go full-blown Skynet on the human race. In fact, AI doesn’t even need to achieve human-level intelligence to be just as capable as any writer or producer. It just needs to be refined, capable, and developed to a point where it can “think” about entertainment on a level that’s better than any human being ever has or ever will.

That kind of AI might not be feasible now. It might not even be feasible this decade. But make no mistake, it will likely happen in your lifetime. And the studio executives you’re up against now would love nothing more than to see this technology perfected so that the process of creating hit shows and movies is as automated as a modern assembly line.

It doesn’t matter to them if it means putting you, the actors, or the many crews on movie sets out of work. It just matters that it turns a profit in the short and long term.

That means that when negotiating with the studios, it’s not enough to just think 10 years ahead. It’s not even enough to think 20 or 30 years ahead. This may very well be your first and only chance to get something in writing that ensures writers will have some stake in the creative process moving forward. And if you fail to achieve that now, then rest assure the studios will screw you over the nanosecond an AI can write scripts as good as you.

Don’t let that happen.

Don’t let the studios screw you like that.

Get something in writing that ensures or at least complicates those efforts as technology continues to change entertainment.

But if I have one final message to the actors and writers alike, It’s this.

You cannot stop AI from affecting your industry.

We’re past the point of no return on this. The genie is out of the bottle. Like smartphones and electricity, the technology can’t be uninvented. You’re not going to convince the studios to just ignore AI moving forward. That’s like trying to convince horse-and-buggy manufacturers to ignore cars.

One way or another, you’ll have to find a way to co-exist with AI. I don’t claim to know how this will manifest in terms of a contract or some sort of legal protection. I just know that in the history of any industry, fighting new technology is a losing battle.

We’re still with you.

We still want you to succeed.

Just don’t assume that the AI you’re concerned about now is anywhere near as disruptive as it’s going to be.

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July 4, 2023 · 9:40 am

Happy 4th Of July! (With A Special Message To America)

My fellow Americans, today is the 4th of July.

It’s an important day for this country. We celebrate it for a reason and that reason goes beyond fireworks, barbecue, burgers, and beer. To us, America is more than a country. It’s more than a nationality or identity. It embodies certain ideals and principles for what a nation and its people can be. What began as thirteen British colonies has grown into fifty states that vary in many ways. But they are all still American.

These ideals are certainly worth celebrating.

These principles are definitely worth cherishing, embracing, and espousing to the utmost.

They were all bold ideas put forth by equally bold men on July 4, 1776. And in the many years since that date, the United States of America has grown and evolved in many ways. But it couldn’t have gotten far with these that special identity that ultimately became the heart of this country.

Now, I remind my fellow Americans of this to offer more than a patriotic sentiment for this very special national holiday. More than anything else, I offer it as a reminder. Because, like any nation or people, America is not perfect. Acknowledging that doesn’t make you less patriotic. It’s necessary to put America and all it stands for into a proper context.

You can ignore history all you want, but there’s no getting around it.

America has had its growing pains.

There have been dark times in our history, some of which we’re still recovering from.

We, as a nation and a people, have not always lived up to the ideals this Country embodies. We have not always extended the promise of life, liberty, and the pursuit of happiness to others. Whether it’s out of bigotry, racism, sexism, xenophobia, or the many ugly prejudices that come with partisan politics, we make many excuses to divide ourselves.

But at the end of the day, we still share this nation. We’re still Americans. To deny such courtesy to others who love this country every bit as much is simply un-American, by default. We are a nation of many diverse people and voices. But we live together in this remarkable country. We all want it to thrive and be the best it can be. Even if we don’t agree on the method, we can still share in the goals.

There are still many challenges before us. Some come from those who have a vision of America that’s utterly antithetical to the principles of freedom and liberty. Some come from those within our own government who care less about their country and more about how it can enrich or empower them. Some come from problems that were present at the founding, which have left lasting scars that we’re still recovering from.

There’s a large gap between the Country we are now and what we strive to be. But those goals and the ideals behind them are still worth pursuing. They’re still worth striving for, whether it’s by working, voting, or serving your community in some meaningful way. We can debate and argue over the path we’re taking. But for today, let’s just take a step back and celebrate how far we’ve come while also not forgetting how much farther we have to go.

So, to my fellow Americans, Happy 4th of July!

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July 3, 2023 · 8:18 am

Celebrating Thomas Paine: My Favorite Founding Father

In the spirit of celebrating America, the country of my birth and the county I love, I made this video to celebrate one of America’s founding fathers, Thomas Paine. He might not get as much recognition as other founding fathers, but his ideas were very much ahead of their time and helped shape the course of American history. Enjoy!

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June 13, 2023 · 5:31 am

A Brief Message To Parents And Local School Boards Complaining About Books/Gender/Wokeness

First, get a fucking life.

Second, what the fuck? Seriously?

And third, go fuck yourselves to the end of the multiverse and back. Then, go fuck yourself again for good measure.

I apologize. I just had to get that out of the way before I tried to craft a more measured response. Like so many others who have seen the viral videos, I’ve become increasingly aware of just how politically toxic school board matters have become. Even though I don’t have kids, I do have young nieces and nephews who will be attending public school eventually. And if I ever have kids of my own, they’ll likely have to deal with this to.

Five years ago, that didn’t scare me.

Now, I’m terrified/angry that this is the kind of crap they’ll face from parents, politicians, and assholes who consume way too much bullshit right-wing news.

Granted, there are a lot of things that have been ruined by people who consume too much bullshit right-wing news. I’m starting to think all right-wing news is built on a foundation of bullshit. But as much as I try to respect the political and religious beliefs of others, I have certain limits. And some people aren’t even trying to walk a fine line.

When it comes to those pushing for book bans, that cross a line for me.

When it comes to those pushing for an objectively wrong take on history, that crosses a line for me.

When it comes to those pushing for the marginalization of racial and sexual minorities, that crosses a line for me.

When it comes to those pushing for religious indoctrination in public schools, that crosses a line for me.

Those are not political positions or sincere personal beliefs. That’s a toxic hodgepodge of bullshit, bullying, bigotry, and just generally being a dick to people who aren’t like you. What makes it worse is that many of these parents and political types try to hide behind a veil of patriotism and child welfare. Maybe that’s what they sincerely believe in their heart of hearts. But it’s still bullshit. In fact, it’s a worse kind of bullshit because it’s also laced with hypocrisy.

Seriously, you cannot claim to be an American patriot who supports freedom in one breath, but also supports banning books from schools and public libraries. You also can’t be against child indoctrination, but have no problem with using public services to indoctrinate children into organized religion. You also can’t claim to be concerned about exposing children to gay, transgender, or queer concepts while being utterly silent on the lengthy documented history of child abuse perpetrated by the Catholic Church.

These are not the politics of patriots, American or otherwise. These are the politics of fascists and authoritarians. Last I checked, we fought major wars against assholes like this and we consider that a good thing.

Then, there’s the whole idea of being “anti-woke.” This is something I’ve already touched on before, but I’ll say it again and I’ll try to say it in no uncertain terms.

The “woke ideology” these wannabe fascists are complaining about isn’t real. It’s all bullshit and always has been.

I’ll even supplement that with one other important detail. You cannot be “anti-woke” without also being a racist, sexist, bigoted asshole on some level.

Like it or not, “woke” has a definition. It means to simply be aware of injustices in the world and being in favor of rectifying those injustices. If you’re against that, you’re basically saying you don’t want to improve anything about the world around you. It doesn’t matter of other people, especially minorities, continue to suffer. That doesn’t bother you. You’d much rather keep things as they are and not think about it.

That may not be the exact ideology of those proclaiming to be anti-woke. People may very well be sincere in their concerns about what “woke” means and why children are learning about it. But to those same people, I have another message.

Look up the actual fucking definition of the term and do not rely on right-wing propaganda. I’ll even help you. This is the link to the dictionary definition. If you read this and agree with the tenants, then congratulations. You are on the side of justice, decency, and a better future for all Americans. But if you don’t accept this definition or just don’t care, then you officially beyond help. You are either willingly ignorant or proudly anti-American. And I have no sympathy for you.

If there’s one bright side to all this crap surrounding school boards, it’s that it probably won’t do squat to keep kids from learning about these topics. Like it or not, the internet still exists. Kids still exist and parents can only do so much to control what their kids see, think, and learn. Tell them they should never learn about something and they’re going to be curious. They’re going to seek it out. They know how to use a smartphone. And that’s really all anyone needs to figure out how much these dumb school board politics is built on bullshit.

That is something that gives me a small bit of hope. The more right-wing reactionaries whine about certain books, movies, and topics, the more curiosity that’s going to spark. And the more it backfires against these same parents and school board members, the better off America will be in the long run.

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June 4, 2023 · 9:39 am

Celebrating Summer (With A Personal Story About Sunburn And Sunscreen)

Summer is here!

If you’re a kid who has endured the past eight months of school or an adult who hates dressing in layers just to get the mail, it’s a wonderful time of year. I always looked forward to it as a kid, largely because I was so miserable at school. But even after I started working, I still looked forward to summer. No matter what job I had, it just felt less strenuous with the knowledge that pools were open and beach vacations were possible.

Since the COVID-19 pandemic, I’ve only come to appreciate summer even more. I wasn’t able to do much traveling for a couple years. Now, my summer travel plans are largely back to normal. That usually means I’ll be taking multiple trips to the beach and I’ll be spending a good chunk of that time lounging about, reading comics under the sun, and hanging out with friends and family. Just thinking about it makes me feel more relaxed.

And I encourage everyone to take time this summer to enjoy themselves. It doesn’t matter if that involves a trip to the beach, a walk in the park, or eating ice cream on a hot day. We all should get out and enjoy this time of year. It’s good for us on so many levels.

But, like with any activity, seasonal or otherwise, there are risks and precautions. Most are minor. If you have a lick of common sense, you already know what to do and you’ll be fine. But in the spirit of celebrating this time of year, I’d like to share a personal story that I hope reminds everyone why these precautions are worth taking. And it involves sunburns and sunscreen.

I know it’s a common concern. Go to any beach, pool, or summer hot spot and chances are someone will urge you to put on sunscreen. For some, it’s more important than others. And that definitely applies to me.

Since I was a kid, I’ve always burned easily. Whereas my sisters always seem to get a nice tan by spending time in the sun, my brother and I always burn and burn badly. Even when we use sunscreen, we can get burned. Granted, that’s often a result of us not applying enough of it. But that doesn’t make the burn hurt any less. I could recount plenty of stories about times when I got nasty sunburns that took weeks to heal.

But one story in particular will always stand out and I hope that by sharing it, others will take applying sunscreen more seriously.

This is a pretty recent story as well, taking place only about six years ago. That’s important because it happened while I was a capable, functioning adult. It’s one thing for kids to get sunburned. They’re stubborn and short-sighted. I know I certainly was and I ended up with plenty of burns that left lasting impressions. So, by this point in my life, I had no excuses.

It happened during a memorable 4th of July trip to the beach. I took an extended vacation so that I could travel to the beach to meet up with some friends and family. We were going to spend some time at the shore, enjoy some fireworks, and have a cookout. It was a perfect setup for the 4th of July holiday and I was so ready to enjoy it.

On the first day I was there, I met up with my dad and we spent almost the entire day lounging at the beach. It was a perfect summer day. It was hot, but there wasn’t a cloud in the sky. You really couldn’t have asked for better weather for a holiday weekend.

Knowing this, I did make it a point to apply plenty of sunscreen. I tried to cover every part of my body that usually burned quickly. I promised myself that this trip wasn’t going to result in some painful burn that would obscure an otherwise perfect summer trip. Sadly, I couldn’t keep that promise.

While I did use over half a bottle of sunscreen to smother most of my body, there was one particular part I missed. It was a small patch just around the tops of my feet. That’s not normally a part of my body on which I apply sunscreen, mostly because I wear sneakers all the time, even in hot weather. So, in my rush to get down to the beach, I missed that part. And the summer sun punished me for it.

The day at the beach was still great. It was the first time in weeks that I could just sit down, relax, and not worry about all the other stuff that was going on my life. It also gave me some quality time with my dad, which I always enjoy. That was all great and totally worth it. But it wasn’t until later that evening I realized something.

The tops of my feet hurt like hell.

When I tried putting my shoes on to go out for dinner, the pain was really bad. And that’s when I found out what had happened. The tops of my feet were badly sunburned. The rest of my body was fine. The parts that usually got burned easily were unaffected. I even had a slight tan in some areas. But the patch of burns on my feet were bright red with burns.

I know it’s not fun to have any part of your body sunburned. But trust me, burning the tops of your feet is especially painful. It’s not just that it makes wearing shoes and socks a test in pain tolerance. The mere act of taking a shower becomes difficult. I found that out the hard way the next morning. For the rest of the trip, I had to be careful with what I wore on my feet and what I did. The burns were just that bad.

As painful as it was, I still had fun during that trip. It didn’t keep me from enjoying my time at the beach or the various 4th of July festivities that came with it. But it did help reinforce the importance of sunscreen for me. Since then, I’ve become much more thorough when it comes to applying it for a trip to the beach or pool. And you can rightly assume that I’ll always put a little extra on my feet.

Again, I encourage everyone to get out there and enjoy this summer. Go to the beach. Go to the pool. Go to a cookout with friends and family. Enjoy the sun and the warmth. Just be safe and responsible. You don’t want to deal with sunburns more than you have to. And you especially don’t want to deal with burns on your feet.

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