Tag Archives: Joe Biden

I Paid Off My Entire Student Debt Years Ago, But I Gladly Support Student Debt Forgiveness

When I was in grade school, I got beaten up by a bully. It was painful, humiliating, and left lasting scars that I would not want anyone to experience.

When I was still in college, I tried to put together my first website that I hoped would help me make a few extra bucks on the side. I even paid for this service that was supposed to help get my site listed on major search engines at the time. That turned out to be a scam and I lost $150 at a time when I couldn’t afford to loes that kind of money. I don’t want anyone to experience that, either.

We all have experiences in our lives that we don’t wish for others to experience. It’s a big reason why parents strive to create better lives for their children, especially if they themselves had a difficult upbringing. I’ve known people who had horribly abusive parents, but they made it a point to ensure their children got the love and kindness that she never got.

This is an objectively good and moral thing. It’s something most are inclined to celebrate and support. So, with all that in mind, why should forgiving student loan debt be any different?

It had been talked about and entertained a great deal during the 2020 Presidential Election. Some candidates even made it a central part of their platform. But earlier this week, it became official. President Biden announced that a sizable chunk of student loan debt for millions of Americans would be forgiven.

USA Today: ‘Debt and no degree’: Biden cancels as much as $20K in student loan debt: Recap

Now, I understand there are a lot of political machinations behind moves like this, none of which I’m smart enough to make sense of, let alone articulate. I also understand there are some real, logistical reasons as to why forgiving student loan debt is difficult and will likely incur a greater cost in the near and far future. I’m sure I’ll notice that cost personally at some point.

All that being said, I still strongly support this. I would even support more student loan debt forgiveness, especially for those who were hit hardest by the COVID-19 pandemic and the economic downturn it triggered. And I say that as someone who paid off every penny of his debt back in 2011.

I know that makes me a bit of an anomaly, especially when compared to my peers in my graduating class. I knew some people who had taken out as much as $100,000 in loans in order to go to college. It wasn’t because they were reckless or stupid. They just came from families who could not afford to save money for college without starving. They also didn’t qualify for grants or scholarships.

And for the record, many of these peers were not majoring in “useless degrees.” I didn’t know a single person majoring in gender studies, philosophy, or underwater basket weaving. Most majored in things like engineering, medicine, and computer science. They were smart people who had the skills to get quality jobs as soon as they graduated. But not all of them were able to find jobs and even those that did still had what amounted to a mortgage payment cutting into their salary every month.

This is not a tenable system.

It’s also not how other industrialized countries do higher education.

In general, sending young people to college is an investment in people. We, the tax paying public, understand that there’s social and economic value in educating people at a high level. It’s a critical component for a functioning, prosperous society. And we don’t do that society any favors by shackling them with a massive amount of debt that they can’t get rid of, even in bankruptcy.

Looking back on it, I probably could’ve moved forward in my life much faster if I didn’t graduate with the debt I had. Granted, my debt was considerably smaller than most, but it still ensured I had to live at home a number of years and couldn’t afford any major investments, be it retirement or a car. I can only imagine how much further it held back peers with far bigger debts.

On top of that, the cost of college has gotten considerably more expensive since I graduated. I even went back and checked the tuition from my old school. Even with in-state benefits, I would’ve paid more than twice the amount I paid for the same degree. And the job market after I graduated would be nowhere near what it was years ago.

Despite these circumstances, as well as the undeniable burdens that come with being shackled with so much debt, I still here a common complaint from those who oppose student loan debt forgiveness. It has similar themes, but it usually boils down to comments like this.

“You took out a big loan? Too bad! Get a job and pay it back, you lazy moochers!”

“I paid back all my debt years ago. Why should you get to avoid paying yours?”

“It’s not fair! I didn’t even get to go to college because I was too poor. Why should I pay for your degree?”

Now, first off, if you’ve ever said something like this out loud to another human being who is currently struggling to keep up with loan payments in a terrible job market still recovering from a pandemic, I have one thing to say to you.

Fuck you.

Seriously, fuck all the way off.

Second, if your opposition boils down to all these young people getting an advantage you never got when you were that age, know that that’s a total bullshit reason. Even if you paid all your debts off by hard work and sacrifice, who are you to force millions of young people to do the same? Their situation is different. Times have changed a great deal since you were in college. They’ve changed a great deal in the past five years alone.

These aren’t all the self-entitled brats you hear Bill Maher and Tucker Carlson whining about every week. Those people do exist, but they’re an extreme minority who just happen to whine the loudest. Most of the millions of students who will benefit from this program are genuine, hard-working young people trying to build better lives. They just can’t do that when they’re shackled with this kind of debt.

To ignore their plight because you think it’s unfair to those who paid off their debts isn’t just a dick move. It makes no sense. Think back to those incidents I mentioned earlier about enduring a hardship that I wouldn’t wish on others. Dealing with student loans is a serious hardship. And even if you got out of it, why condemn others to suffer?

That’s akin to opposing polio vaccines, antibiotics, and lead free paint because you had to deal with the world before all these terrible things. So you want others to deal with it too. That’s not fair. That’s not just. That’s just you being a cruel, sadistic prick to millions of your fellow Americans.

Again, fuck you.

I don’t care that I paid off all my loans already. I don’t care that many young people will get to skip the hardships I endured when I was younger. If anything, I will gladly cheer on those who benefit from this act. You have an opportunity I never enjoyed. I sincerely hope to make the most of it.

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A Brief Message To Those Who Threaten Election Workers And Officials

Ballot box fabricator navigates unprecedented demand for early voting

Fuck you.

Seriously, fuck you and fuck your bullshit excuses for doing something so stupid, cruel, and outright un-American.

Fuck you and your ass-backwards definition of patriotism.

I apologize for the harsh language, but sometimes some extra profanity is both justified and necessary to get the point across. In general, I try to be fair and understanding, especially for touchy issues that include hot-button political topics. I always make it a point to offer respect to those who might not agree with me on certain topics, be they abortion or religion.

I just can’t do that here.

I just can’t muster a shred of sympathy or understanding to people who go out of their way to harass, threaten, and denigrate the people who volunteer their time and energy to ensure American democracy functions.

In case you’re not aware of this deplorable trend, this has actually been an ongoing issue since the 2020 election. A sizable segment of the American population did not like how that election turned out and, like whiny children who didn’t get their way, those same people have been lashing out ever since. Then again, most children don’t make death threats to public officials, so I’m hesitant to call them childish.

Now, I’ve actively avoided this topic since the end of 2020. I’ve seen time and again how it brings out the worst people and the ugliest kind of politics. There’s really no convincing anyone something other than what they’ve come to dogmatically believe. They only ever consume news that tells them what they want to hear and assume every fact to the contrary is a lie.

Usually, I’m perfectly fine with someone living inside their own bubble, provided that they don’t harm anyone else. This is America. We can believe whatever we’d like. However, I draw a hard line when those beliefs become an excuse for making threats to election workers and people who volunteer in the name of democracy.

Some of these threats aren’t vague, either. Here is one story from Reuters that offers some rather graphic examples.

Here’s another video from CNBC. Again, the examples they give are pretty damn graphic.

There are plenty more I could give, but this news is upsetting enough. I don’t care what your political affiliation is or how you voted in the last election or several. This is not how civilized people in a functioning democracy conduct themselves. This isn’t even how children conduct themselves at a little league baseball game.

This is fucking outrageous.

If you are a proud American and actually value the principles of democracy, then I hope this upsets you. These aren’t people with a political agenda being threatened. These are just ordinary Americans doing their jobs. Threatening them because you don’t like how the numbers are panning out doesn’t make you a patriot. It makes you an asshole.

Again, fuck those people.

Fuck them and all their un-American values.

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What I Plan To Do With My Stimulus Check (And Suggestions For Others)

For anyone on social security or disability, getting regular money from the government is not a novel concept. It’s part of the social contract in many western style democracies. You work for much of your life. You contribute to society and the economy. Then, at a certain age, we make an effort to return the favor.

It’s noble and reasonable system, despite what some libertarians would have you believe. I have close family members who use it. I’m happy to pay into that system to help them.

However, the global pandemic that unfolded last year did a lot to shake up the system. I’ve covered some of those shake-ups before, but I’d like to highlight one byproduct in particular. As it just so happens, it’s one of the less dour results of this horrible crisis.

It has to do with money, specifically the money many people got in the form of stimulus checks last year. For many who aren’t retired or over 65, it was a big deal. The economic impact of the pandemic was nothing short of catastrophic. Even after nearly a year, many people still haven’t recovered. A few parts of the economy probably never will.

These stimulus checks weren’t meant to be a perfect solution. They were a band aid and some would argue they weren’t a good one. Personally, I disagree. I think it has opened people up to the idea that a government should take care of all its citizens, especially during a global crisis.

What a concept, right?

It is capable of sending everyone money. It’s just a matter of political will, which is always messy to say the least.

That will was enough to earn most of us two stimulus checks thus far. To date, I’ve received $1,800, with $1,200 coming from the first and $600 coming from the next. After the recent bill that made it through Congress, I received another $1,400.

Again, it’s a band aid. I doubt this will do much to fix the serious problems that many others are still dealing with, but it’s better than nothing. I certainly welcome this money. I even have an idea on how to spend it.

That’s noteworthy because, unlike the previous stimulus checks, I can actually spend this money on something non-essential. My first stimulus check went largely to paying down debts and a few overdue home repairs that I didn’t want to put off. The second went to some car repairs that I wanted to take care of before winter rolled in.

In hindsight, those were smart investments. The stimulus didn’t pay for all of it, but it did help ease the strain on my wallet.

This latest $1,400 promises to do more than just pay down my usual living expenses. As of now, assuming no unexpected costs come my way, I want to put this money towards something I know I’ll get plenty of use from.

To that end, I hope to put this money towards a new computer.

At the moment, I’m working on a computer that I bought back in 2015. Now, this computer has served me very well. I’ve made many videos and written many sexy short stories on it. However, for the past two years, it has shown its age.

It’s starting to slow down considerably. Just rebooting it takes way too long. It’s also struggling to handle the video editing software that I’ve come to rely on for my YouTube channel. If I want to keep making that kind of content, I need a better system that can handle better software.

It also doesn’t help that my previous PC wasn’t exactly top-of-the-line. It wasn’t cheap, either. I usually buy computer hardware that’s somewhere in the middle. This time, however, I want to buy something that’s a bit beyond that.

That doesn’t mean I’ll buy the most expensive system I can find. This stimulus money simply means I can buy more than usual. Hopefully, it’ll get me a system that’ll last a good long while. In addition, I hope it can handle some better video editing software, which I hope will show in future videos.

That’s my plan, for now. It’s always subject to change, a hard lesson we all had to learn in 2020. If you’re getting a stimulus check too, I hope you get to use it on something like this, as well. Maybe a new computer is a worthy investment. Maybe it’s something else.

Whatever it is, especially if you’re not retired, I hope it’s something useful. If you have other ideas on how to use this money, please share it in the comments. We’re almost through this mess. Some of us aren’t going to get a check like this from the government for years. I say let’s make the most of it.

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Happy President’s Day America! (Let’s Try To Appreciate That)

Hello, my fellow Americans.

As many of you know, it’s President’s Day. In most years, that’s just a day off from school or work, as well as a formal acknowledgement of America’s history. It’s our indirect way of appreciating the ideals of American democracy and the people who made it possible.

However, this isn’t most years. Hell, last year wasn’t most years and not just because of a historic pandemic. The events of January 6 at the Capitol didn’t help much, either.

Many others have already said it, but it still holds true. America is very divided. That’s not an opinion. It’s backed up by real numbers. Half of Americans hate each other, based on their political ideology. There’s no respectful disagreements. There’s just a growing us-versus-them mentality and it’s incredibly toxic.

Since a new president was sworn in last month, there have been a lot of talk about unity and healing. That talk hasn’t resulted in much, in the grand scheme of things. Many Americans still hate each other. They also still refuse to accept that a President they didn’t like or vote for won the election.

How do we come back from that?

How do we heal from that?

How do we ever get to a point where we can just get along again?

I honestly don’t know. I wish I did. I really do. As a proud American who loves his country as much as any patriotic American, I want to see us do better. I want to see us transcend our flaws, of which there are many, and become more akin to the vision that our founders set out to create.

I don’t expect it to start today. I don’t expect it to start tomorrow, either. However, I believe in making the effort.

Maybe today is a day when we can all start trying. Even if you didn’t vote for the current President, don’t let that stop you from making America the best it can possibly be. Look forward to the future and not to the past. See your fellow Americans as fellow Americans and not an insurgent army.

I know that’s asking a lot. I also understand there are some people who truly cannot be reached. They will not be satisfied until America, as we know it, is destroyed and rebuilt in their own perverse image. Those people are an extreme minority, but they often talk the loudest and resort to violence most readily.

Let’s not let them derail the vision for a better America.

Let’s not let them keep us divided.

We’re Americans. We are lucky beyond measure to be born in this great land. In our country, a President is not a King, but they are those tasked with carrying America forward. They’ll continue to do their part. That’s why we elected them. Now, on this President’s Day, let’s do ours.

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A Post-Inauguration Letter To America

I’m a proud American. I celebrate, value, and promote the ideals that America stands far. I don’t ignore its flaws, nor do I overlook the egregious mistakes that it and its people have made in the past. That still doesn’t stop me from appreciating all that America strives to be.

Saying all that the day after Inauguration Day shouldn’t feel so dramatic. It really shouldn’t. However, the past year has really shaken up the political and social landscape, albeit in a very distressing manner.

I don’t want to get into the details of why, how, and who’s responsible for all these distressing disruptions. I know that, by doing so, I’ll only invite the wrath and whining of people intent proving their particular ideology or politician is right. I’d rather not do that. I feel like there’s been enough of that in recent years.

Instead, I want to send my own personal letter to America and its new President. Think of it as an addendum of the letter I sent the day after the attack on the Capitol. That was the low point of low points. Today, I’d like to start raising the bar for this great country once more.

It all comes back to one simple notion that I still believe, even after everything that has happened this past year.

We can do better than this.

We can be better than this.

We can and should start working towards a better future rather than trying to realize an idealized past.

I know that all sounds like simple platitudes. Some may even find it corny and empty. I don’t care. I still think they’re worth putting out there to my fellow Americans, including the ones who vehemently disagree with me and did not vote for the new President.

I believe those people can be better too. I don’t think they’re terrible people for voting as they did or for believing what they believe. I do think some are misguided, some more so than others. There are times they say and do things that I find to be genuinely hurtful, hateful, and divisive. It goes beyond disagreeing with them and towards feeling genuinely threatened.

That’s painful because I’m related to some of these people. I have close friends and relatives who avidly and proudly espouse political views that I find repugnant. I do what I can to separate the views from the actual people, but that’s not always easy, especially after what happened at the Capitol.

I genuinely worry about some of them. They have great passion for their positions, but when they argue from a misguided standpoint, it gets disconcerting to say the least. However, I cannot forget that they are still Americans. They still live in this country and want to see it thrive, albeit in their own misguided away.

We may never fully agree on all the issues.

We may never genuinely like one another on every level.

At the very least, I still believe we can all find a way to live together in a way that brings peace and prosperity to both of us.

That’s the message I want to send to my fellow Americans as a new President and a new administration begins. We have many challenges ahead of us, the least of which involves a once-in-a-century pandemic that has killed thousands. We’re not going to overcome these challenges by endlessly insulting one another for our politics.

At some point, we do have to tolerate one another to maintain a civilized society. We have to live together, work together, and even learn from one another as we move forward.

Like it or not, another day will come. The sun will set on one Presidential administration and rise on another. In 2024, we’ll go through the process again. We don’t know what state the world will be in by then, but we can all assume we’ll still have many challenges before us.

That’s something to remember for the future.

For now, let’s focus on the present.

Let today be the first day when we close our eyes, grit our teeth, and try to look forward. I know it’s tempting to look back on all the frustration, derision, mistakes, and injustices of the past. We shouldn’t forget them, but we also shouldn’t be defined by them. We cannot change the past. We can only effect the future before us.

Let’s begin that process today.

On this day, let’s remember that we’re all still Americans.

We still love, value, and celebrate this wonderful country. Whoever you are and however you voted, never forget what that means. Let’s not just focus on making it great. Let’s work to make it better than it has ever been.

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Dear America: Yesterday At The Capitol Was Awful (Do Better)

I love America.

I’m proud to be an American.

I believe in the ideals, values, and promise of America.

I don’t deny this country has flaws. No person is perfect, no group is perfect, and no society is perfect. We’re an imperfect species, by default.

All that being said, yesterday was a sad, pathetic day for America. This country that I love showed some of its ugliest blemishes for the world to see and it was objectively awful on every level. The protests at the Capitol were a terrible sight to behold. While this story is still ongoing, it’s safe to say it’s as bad as it looks and then some.

AP: Chaos, violence, mockery as pro-Trump mob occupies Congress

“Where are they?” a Trump supporter demanded in a crowd of dozens roaming the halls of the Capitol, bearing Trump flags and pounding on doors.

They — lawmakers, staff members and more — were hiding under tables, hunkered in lockdowns, saying prayers and seeing the fruits of the country’s divisions up close and violent.

Guns were drawn. A woman was shot and killed by police, and three others died in apparent medical emergencies. A Trump flag hung on the Capitol. The graceful Rotunda reeked of tear gas. Glass shattered.

On Wednesday, hallowed spaces of American democracy, one after another, yielded to the occupation of Congress.

In general, I try not to comment on news that’s still fresh. I also try to avoid getting too partisan when talking about hot button issues in American politics. I understand how this can bring out the worst in people. However, I have to make an exception for yesterday.

I won’t mention names. I won’t even mention public officials or candidates. What the people did at the Capitol the other day was both shameful and pathetic. It wasn’t enough to just disagree with how the election turned out. It wasn’t enough to be angry at the other side for daring to pitch an agenda they didn’t approve of. They had to do the national equivilent of flipping over the chess board in anger because they lost.

That’s not what civilized people do.

That’s what whiny children do.

I want to say you’re better than that, but actions speak too loudly in this case. You act like you’re the “real” Americans. You call yourself patriots, but you mock, whine, and desecrate the people and places that make America what it is. That’s not patriotism. That’s just being an asshole.

Be better than this.

Do better than this.

I know you’re capable of it. I still believe in America’s highest ideals. We’re not measuring up to them now and we just went way too far in the opposite direction.

We need to turn this around.

We must turn it around.

America deserves better than this, but it also needs to put in the work. So, let’s start today.

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Post-Election Day PSA: Do NOT Trust Or Expect Politicians To Solve Your Problems

It’s over, my fellow Americans.

It’s finally over.

Election Day has come and gone. I won’t get into the drama leading up to it or the drama that’s still unfolding, as I write this. I just want to take a step back, catch my breath, and offer some perspective to those who will hear it.

I agree this was rough. I think most others will agree with me when I say this was the most chaotic, divisive, and downright stressful election in recent memory. I’ve spoken to relatives who voted for Kennedy in 1960. They agree that this year was, by far, the worst in terms of stakes, rhetoric, and tone.

That’s saying a lot, by the way.

However you feel about the candidates or who you voted for, I genuinely hope this election has been revealing, to a certain extent. It’s tempting to be cynical about it. I certainly wouldn’t blame anyone for feeling that way. At the same time, we should also take stock as to why this election was so harrowing, for lack of a better word.

The world is such a messed-up place right now. We’ve got wars, economic collapse, and a once-in-a-century pandemic has that killed over a million people in the span of nine months. Things are bad right now, more so than they’ve been at any point in my lifetime.

Most don’t question that, unless they’re rich and well-connected.

What I do question, however, is why people trust or even expect politicians to help solve these problems.

That’s a notion that, in my opinion, fuels stressful elections like this. An election is supposed to be a job interview for a position for a public-serving official. It’s not supposed to be some expensive spectacle in which we all get behind the candidate who says the right things to just enough people in a handful of swing states.

That’s not democracy.

That’s a bad reality TV show.

Now, it’s tempting to just blame the politicians and that’s understandable. Politicians are easy targets for mockery and they’ve no one to blame but themselves for that. We should criticize them. They are, after all, in positions of power and public trust. They should be held to a higher standard.

That standard, however, should not involve trusting them to fix everything that ails us, from the economy to who pays a fine for when a female nipple is shown during a halftime show. That’s not just asking too much of one person. It’s asinine.

It’s also self-defeating. Politicians make lots of promises and break plenty of them, but let’s not lay the blame entirely on their honesty or lack thereof. They’re only human. Even the most selfless, hard-working politician can only do so much to deliver on every promise. There just aren’t enough hours in the day or enough personnel to get it done.

That’s not even accounting for the times when politicians make objectively impossible promises. Certain policy pitches may sound like great slogans or taglines, but logistically speaking, they just cannot be done in the real world. It’s not that the sincerity isn’t there. There just isn’t enough people or resources.

Therein lies the source of the great cycle of toxic politics. It goes something like this.

Politician A makes a bold promise. People rally behind them. Politician A get elected.

Politician A cannot deliver on those promises. People turn against them.

Politician B comes along, offering new or better promises. People rally behind them. Politician B get elected.

Again, Politician B can’t deliver on all those promises. People turn against them.

Politician C comes along to make another set of promises and the cycle continues.

It goes beyond party affiliation, political systems, or shifts in power. It’s an unavoidable flaw in a democratic system. An election, by default, isn’t going to elect someone with the greatest governing skill. It can only elect someone with the skills to convince enough people that they can govern.

I won’t say it’s a terrible system. Compared to the alternatives, it’s probably the best we can manage right now in our current environment. However, it is not a system in which any politician, no matter how successful, can solve the problems we want them to solve. Even when the system is working at its best, it’s still limited.

That’s not to say politicians can’t be part of a solution. They definitely can be. A politician can be a facilitator of sorts, either by leadership or by policy. The specifics, though, are best left to people with the right drive, incentives, and know-how.

Whether it involves combating climate change, reducing poverty, or promoting public health, the bulk of the responsibility will still fall on the general public. We, as a people, have to collectively work on these issues together. That’s how any social species within a functional society adapts, grows, and prospers.

The role of government and politicians is always changing. The extent or details of that role depends heavily on the issue at hand. The Presidents we elect, as well as the various legislators and judges at all levels, will always have some impact on how we further our interests. The key is balancing that impact with actual, tangible efforts on our part.

The next four years are sure to be eventful. Hopefully, they’re eventful for all the right reasons. Whatever happens, use this past election as a teachable moment.

Politicians come and go.

Ambitious people will keep making bold promises and breaking them, either on purpose or through no fault of their own. At the end of the day, it all comes back to us. We have a part to play in making our world and our lives better. Let’s focus on doing ours before we trust anyone else to do it for us.

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A Message To America After Election 2020

It’s over, America. We did it. The election of 2020 has concluded. We now have a winner and, come January 20, 2021, there will be a new occupant of the White House. Let’s all take a moment to appreciate this. It is, after all, a cornerstone of American democracy.

We, the people, elect our leaders. We don’t always like who wins, but it’s still on us, as a people, to make that decision. I know that sounds cheesy, given these cynical times, but it’s still worth saying.

With those platitudes out of the way, I have another important message I’d like to share with my fellow Americans. It’s simple, succinct, and apolitical. It’s simply this.

Regardless of how you voted, let’s all make an effort to be kinder to one another.

It’s not a tall request. It’s not something that requires great sacrifice or rigor. It’s just a simple act that anyone can do, regardless of their affiliations or ideology.

It shouldn’t seem so daunting, but these past few years have made it difficult to grasp. I’m on the internet every day. I see plenty of instances of horrendous, unbridled hatred. It’s on social media, message boards, Reddit, and even text messages. I won’t offer examples because it’s just that disgusting.

It’s not always political, but for these past few years, politics has been a catalyst for such hatred. It’s no longer enough to simply disagree with someone on a particular issue. The default has become utter and complete hatred of anyone who disagrees with you.

Whether it’s on abortion, LGBTQ rights, party affiliation, or sexy characters in video games, there’s no room for understanding and nuance anymore. Either someone agrees with you or you hate them in the utmost.

That is not healthy.

That is not conducive to a functional society.

Moreover, that is not in keeping with the American spirit.

America was not founded on hatred. No society founded on hatred could ever become so strong and dominant. It takes people living, loving, and cooperating with one another, regardless of differences, to build what America has built.

Have we made mistakes? Absolutely, we have. Every country has, some more so than others.

We’re human. We have flaws. Hatred is one of our most egregious flaws, but it need not be our most defining.

So, with that made, I sincerely hope that my fellow Americans will use this recent election as a turning point. We don’t need to “own” our opponents to vindicate ourselves. We don’t need to hate each other to prove ourselves right. We just need to be kind and make the most of the lives we live, as Americans and as fellow humans.

To that end, I’ll end this message with one of my favorite quotes by John F. Kennedy.

“We have the power to make this the best generation of mankind in the history of the world or make it the last.”

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